OUR & TEAM



JAMES GATERA - Chief Executive Officer


James Gatera is the Chief Executive Officer of Crystal Ventures Ltd, a position he has held since February 2016. Prior to that, he was the Chief Executive Officer of Bank of Kigali from 2007 to February 2016.
During his tenure, the Bank witnessed tremendous growth in size, profitability and market leadership with approximately 35% market share across all key balance sheet metrics. The Bank also increased its branch network from 10 to 75 branches as at the end of 2015.

In addition, James spearheaded an aggressive strategy to ensure that all Rwandans have access to financial services through expansion of alternative channels such as mobile banking vans dubbed mobivans, agency banking, internet banking, full service ATMs and Points of Sale terminals.
During his tenure, the Bank became the second domestic company to be listed on the Rwanda Stock Exchange in 2011 and received the Best African Listing by Africa Investor (AI). The Bank has received international recognition for its performance: for six years running as the Best Bank in Rwanda from Emeafinance and as the Bank of the Year from The Banker for five years. The Bank has a short term credit rating of A1+ and a long term rating of AA-, with a stable outlook, from Global Credit Rating (GCR) of South Africa.

Prior to becoming the Managing Director and Chief Executive Officer, James was the Deputy Managing Director in Bank of Kigali from 2005-2007. He played a key role in leading the Bank when Belgolaise SA sold its 50% stake to the Government of Rwanda.

James is currently the Board Chairman of MTN Rwanda, the biggest telecommunication Company in the country with close to 4 million subscribers on a network coverage of 99%. He is also the Chairman of the Rwanda investment Group (RIG), a holding company that has invested in key infrastructure project in the country. In addition, James is also a board member of Nexus Africa and a director on the East African Business Council (EABC).

Mr. Gatera holds a Bachelor of Arts degree majoring in Psychology from Simon Fraser University, Canada; a Bachelor of Commerce degree from the National University of Lesotho and an Honorary Doctorate Degree from the Commonwealth University of Belize. He is also a fellow of the Commonwealth Academy of Leadership and Management (FCALM) and was awarded the East African Business Leader of the Year Award 2013 by Africa Business Awards (AABLAs).



Contact Us

  • Grand Pension Plaza Building, 14th Floor
  • Tel: (+250) 280 333 444.
  • E-mail: info@cvl.co.rw
  • P.O. Box 1287 Kigali, Rwanda